As one of the most dynamic and forward-thinking financial institutions in North Macedonia, Halkbank AD Skopje has established itself as a leader in sustainability, innovation, service excellence and corporate social responsibility. With over 830 employees and a strong presence in the market, the Bank remains dedicated to delivering high-quality financial services while driving positive change in society. Guided by ESG principles, Halkbank seamlessly integrates responsible banking practices into its business strategy, creating long-term value for customers, shareholders, and the wider community.
A Holistic Approach to Sustainability
Halkbank’s strategic initiatives reflect a well-balanced commitment to economic progress, social responsibility, and environmental sustainability. As a pioneer in green banking, the Bank has earned recognition for its eco-conscious approach and continuous innovation.
Through its ambitious “One Million Seedlings in Five Years” reforestation program and the HalkEco platform, the Bank actively promotes environmental awareness and community engagement. By financing renewable energy projects, supporting energy efficiency investments, and leveraging digital transformation to reduce its carbon footprint, Halkbank is paving the way toward a climate-neutral economy. The Bank also offers specialized financial products designed to support households and businesses in adopting sustainable solutions such as insulation, renewable energy systems, and modern heating and cooling technologies.
Empowering Communities and Supporting Financial Inclusion
Beyond environmental sustainability, Halkbank is deeply committed to supporting the local community, with a particular focus on empowering women entrepreneurs and fostering financial independence. Through its “Dresses with Pockets” platform and their Women’s Financial Package, the Bank has successfully supported over 300 female-led businesses across the country, strengthening women’s participation in the economy, while at the same time, significantly raised awareness and activities for the financial freedom of financially invisible women in the country.
The following initiatives summarize and reflects Halkbank’s strong commitment at creating lasting social impact:
- HalkEco – A platform promoting environmental sustainability, a healthy lifestyle, and green initiatives.
- Halki – An initiative focused on children’s education, culture, financial literacy and inclusion.
- HalkEz – A platform developed to support the youth’s lifestyle and needs for financial literacy, studies, personal development and culture.
- Guardians of Wisdom – A program dedicated to financial education and inclusion for older generations.
- Enduring Cultural Values – An initiative that encourages a responsible attitude towards heritage, especially emphasizing real values and their affirmation.
- Dresses with Pockets – A program supporting women entrepreneurs and promoting financial independence.
Recognizing the importance of fostering entrepreneurship, Halkbank has also introduced financial programs to support Start-Ups, encouraging innovation and sustainable business development.
Driving Digital Transformation for a Sustainable Future
Innovation and digitalization remain at the core of Halkbank’s strategic vision. The Bank continuously invests in advanced technologies to enhance efficiency, improve accessibility, and promote sustainable operations. By implementing paperless banking solutions, optimizing waste management, and reducing energy consumption, Halkbank is setting new standards for responsible banking.
As a strong advocate for regional collaboration in achieving ESG and broader sustainability goals, Halkbank is proud to support the ESG Adria Summit 2025.
“Halkbank believes that sustainability is not just a responsibility but an opportunity to create long-term value for businesses and communities. The ESG Adria Summit 2025 is a key platform to accelerate sustainable development and innovation across the region. We are honored to be part of this initiative and contribute to a greener, more resilient future,” said Bilal Sucubaşı, Chief Executive Officer of Halkbank AD Skopje.
Halkbank AD Skopje is a trusted partner for sustainable growth that is committed to fostering a people-centric corporate culture, prioritizing employee well-being, environment improvement, financial literacy, and economic inclusion. By continuously investing in sustainable finance and socially responsible initiatives, the Bank strengthens the business ecosystem and empowers future generations of entrepreneurs.
“Halkbank AD Skopje’s commitment to sustainability through digital innovation, financial inclusion, and socially beneficial projects makes it an invaluable partner of the ESG Adria Summit 2025. From green financing to corporate social responsibility, they embody the core values of the Summit. With partners like Halkbank, we can drive meaningful change in the region,” said Biljana Braithwaite, CEO of Sustineri Partners, organizer of the Summit.
